Your money, protected by design
Security isn't a feature we bolt on — it's the foundation ZorianPay is built on. From encryption and cold storage to regulatory partnerships, every layer of the platform is designed to protect your funds and your data.
Multiple layers of defense
ZorianPay combines encryption, custody best practices, and continuous monitoring to keep your account secure at every layer.
End-to-End Encryption
All data in transit and at rest is protected with industry-standard AES-256 and TLS 1.3 encryption, so your account information and transaction data stay private.
Cold Storage Custody
The substantial majority of crypto assets backing customer balances are held in offline, multi-signature cold storage, minimizing exposure to online threats.
Biometric Authentication
Secure your account with Face ID, fingerprint, or device biometrics — an additional layer of protection beyond passwords.
Two-Factor Authentication
Every login, transfer, and sensitive account change can be protected with 2FA via authenticator apps or SMS verification.
24/7 Fraud Monitoring
Automated systems and a dedicated risk team monitor transactions around the clock for unusual activity, flagging and pausing suspicious behavior in real time.
Secure Cloud Infrastructure
ZorianPay runs on hardened, access-controlled cloud infrastructure with network segmentation, intrusion detection, and continuous monitoring.
Custody practices designed around resilience
Digital assets held on behalf of customers are predominantly stored in segregated, multi-signature cold wallets that are not directly connected to the internet, reducing the risk of unauthorized access. A limited operational balance is kept in secure hot wallets to facilitate day-to-day transactions and withdrawals.
Fiat balances are held with our licensed banking and payment partners in accordance with applicable safeguarding requirements in the jurisdictions where ZorianPay operates.
Please note: cryptocurrency holdings are not covered by government deposit insurance schemes such as FDIC or equivalent programs. Digital assets carry inherent market and technology risks, and their value can fluctuate significantly.
How funds are protected
- Majority of crypto assets held in offline, multi-signature cold storage
- Fiat balances held via licensed banking and payment partners
- Segregation of customer funds from corporate operating funds
- Multi-signature authorization required for asset movements
- Regular reconciliation between on-chain holdings and customer balances
A regulatory-first approach
Shivacha Technologies LLC, the operator of ZorianPay, is committed to building a compliant platform by working alongside licensed banking and payment partners and adapting to evolving regulatory frameworks.
KYC & Identity Verification
Every account is subject to identity verification (Know Your Customer) procedures, helping ensure ZorianPay is used by legitimate customers and businesses.
AML Monitoring
Transaction monitoring and screening processes are designed to detect and prevent money laundering, terrorist financing, and other illicit activity in line with applicable Anti-Money Laundering standards.
Licensed Banking & Payment Partners
Shivacha Technologies LLC works with licensed banking institutions and regulated payment processors to provide the underlying account infrastructure and fiat rails behind ZorianPay accounts.
Ongoing Regulatory Engagement
As ZorianPay expands into new markets, Shivacha Technologies LLC engages with relevant regulators and licensing bodies to align its services with local financial regulations.
Continuously tested, continuously improved
ZorianPay's security posture is validated through external review and supported by the broader security research community.
Independent Security Audits
ZorianPay's infrastructure and smart contract integrations undergo periodic security assessments by independent third-party firms.
Bug Bounty Program
Security researchers are invited to responsibly disclose vulnerabilities through our bug bounty program, with rewards for verified findings.
Internal Security Policies
Employee access to systems and customer data follows the principle of least privilege, with mandatory security training and regular access reviews.
Manage your money with confidence
Have questions about our security practices, compliance program, or how we work with our banking partners? Our team is ready to help.