ZorianPay
Platform Overview

One platform for the complete digital asset payment journey

ZorianPay is not another payment application or digital wallet. We are building the infrastructure that enables digital assets and traditional financial systems to work together — securely, efficiently, and at global scale.

Transaction Journey

From scan to settlement, in one flow

Instead of managing multiple financial relationships, merchants connect once and access a unified infrastructure designed for modern commerce.

1Customer scans the merchant QR
2Customer chooses a digital asset
3Secure authorization
4Smart payment routing
5Compliance verification
6Asset conversion
7Local currency settlement
8Merchant receives funds
Settlement Engine

Settlement that merchants can trust

Every transaction routes through compliance verification and smart routing before it settles into a merchant's existing bank account.

Fast settlement

Payments route through smart, compliance-verified rails designed for fast, predictable settlement — regardless of destination country.

Auditable by design

Every transaction moves through compliance verification and routing, giving merchants a clear, verifiable record of funds movement.

Local currency, no wallet management

Merchants receive settlement directly into their existing bank account in local currency — no digital asset wallet to manage.

For Enterprises

Built to scale with your business

Enterprise access includes everything merchants rely on, plus the controls and integrations growing teams need.

Developer API & Webhooks

Programmatically create accounts, initiate settlements, and reconcile transactions with a clean REST API and real-time webhooks.

Embedded Finance

Embed digital asset acceptance, wallets, and settlement directly into your own platform or product experience.

Multi-User Roles & Approvals

Set spending limits, approval thresholds, and granular permissions for every member of your finance team.

Dedicated Account Management

Growing merchants and enterprises get a dedicated relationship manager to help with onboarding, scaling, and integration.

create-payment.sh
# Accept a digital asset payment and settle locally
curl https://api.zorianpay.com/v1/payments \
  -H "Authorization: Bearer sk_live_***" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "250.00",
    "currency": "USD",
    "asset": "USDT",
    "settlement": "local_currency"
  }'

# Response
{
  "status": "settled",
  "settlement_currency": "USD",
  "amount_settled": "249.10"
}

Illustrative example — accept a digital asset payment and settle in local currency via the Enterprise API.

Beyond Traditional FinTech

See how ZorianPay compares

Traditional providers deliver these capabilities as isolated services. ZorianPay combines them within a single platform.

CapabilityTraditional ProviderZorianPay
Payment Gateway
Digital Asset Acceptance
Merchant Infrastructure
Local Currency Settlement
Enterprise APIs
Banking Connectivity
Unified Infrastructure

Ready to put it all together?

Talk to our team about accepting digital asset payments, integrating our enterprise APIs, or partnering with ZorianPay as a bank or payment provider.