ZorianPay
About ZorianPay

Building the financial infrastructure for a borderless world

ZorianPay is operated by Shivacha Technologies LLC, a fintech company on a mission to make multi-currency accounts, blockchain settlement, and crypto card issuance accessible to everyone — wherever they live, work, or do business.

Our Mission

Money without borders, by default

We believe that holding, sending, and spending money across currencies and borders should be as simple as sending a message. ZorianPay combines regulated fiat accounts with blockchain-based settlement so that value moves at the speed of the internet — not the speed of legacy banking infrastructure.

Our Vision

A single account for the digital economy

We're building toward a future where a single ZorianPay account can hold dozens of currencies — fiat and crypto alike — settle payments on-chain, and power a card that works anywhere. One account, one app, no borders.

Our Story

Founded by people who felt the friction firsthand

Shivacha Technologies LLC was founded by a small group of fintech and blockchain engineers who had spent years working on cross-border payments — and were frustrated by how slow, expensive, and opaque the experience still was for everyday people and businesses.

We started with a simple question: what would banking look like if it were designed today, with blockchain settlement as a core primitive instead of an afterthought? ZorianPay is our answer — a platform where multi-currency accounts, instant transfers, and crypto card issuance work together as one coherent experience.

30+

Currencies supported

150+

Countries reached

2021

Founded

24/7

Support & monitoring

What we stand for

Our core values

These principles guide every product decision we make, from how we design accounts to how we custody assets.

Security

Every account, card, and transfer is protected by multi-layer encryption, cold-storage custody, and continuous fraud monitoring. We treat security as a foundation, not a feature.

Transparency

No hidden fees, no fine-print surprises. Our FX rates, transfer costs, and on-chain settlements are visible and verifiable at every step.

Accessibility

Borderless finance shouldn't be reserved for the few. We're building tools that work for freelancers, families, and businesses anywhere in the world.

Innovation

We combine traditional banking rails with blockchain settlement and crypto card issuance — constantly iterating to stay ahead of how money moves.

Milestones

Our journey so far

From a founding idea to a global multi-currency platform with crypto card issuance.

2021

Shivacha Technologies LLC founded

A small team of fintech and blockchain engineers set out to build a digital finance platform that treats crypto and fiat as equals, not afterthoughts.

2022

ZorianPay platform launches in beta

Early access accounts go live with USD and EUR wallets, laying the groundwork for a multi-currency architecture from day one.

2023

Multi-currency expansion

ZorianPay wallets expand to support 30+ fiat and crypto currencies, with local account and IBAN details for major regions made available via banking partners.

2024

Crypto card issuance goes live

Virtual and physical ZorianPay cards launch, letting customers spend crypto balances anywhere card payments are accepted.

2025

Blockchain settlement network upgrade

On-chain settlement rails are upgraded for sub-minute cross-border transfers, with full transaction auditability.

2026

Global business accounts

ZorianPay for Business launches with multi-user access, batch payouts, and API access for growing companies worldwide.

Leadership

The team behind ZorianPay

A global team of fintech, blockchain, security, and compliance specialists building borderless financial infrastructure.

AK

Aiyana Khatri

Chief Executive Officer

Former payments lead at a global remittance firm, focused on bringing blockchain settlement to everyday banking.

RM

Rafael Moreno

Chief Technology Officer

Distributed-systems engineer with a decade of experience building secure, high-throughput financial infrastructure.

SC

Sofia Chen

Chief Compliance Officer

Specializes in cross-border regulatory frameworks, ensuring ZorianPay meets the highest standards for licensing and AML.

TO

Tariq Osei

Head of Product

Designs the ZorianPay account and card experience, with a focus on simplicity for both individuals and businesses.

ML

Maya Lindqvist

Head of Security

Leads the security and fraud-monitoring teams, overseeing custody architecture and incident response.

DV

Diego Vargas

Head of Partnerships

Builds relationships with banking and liquidity partners to keep ZorianPay's currency network growing.

Join us

Want to help build the future of borderless finance?

We're always looking for talented people in engineering, compliance, design, and operations who share our mission. If that sounds like you, get in touch — we'd love to hear from you at careers@zorianpay.com or via our contact page.